FEMA National Risk Index Resources

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Prototype Resources

Use this page to access prototype resources for the National Risk Index. Resources include data downloads, documentation, and other tools that are being released in response to inquiries and feedback from users and to test proposed, future enhancements of the National Risk Index.


Do you have feedback or questions about the resources available on this page? Contact FEMA-NRI@fema.dhs.gov.


Alternate Metrics

The National Risk Index provides access to prototype datasets with guidance for alternate metrics that leverage National Risk Index data and are intended to enhance your risk assessment and analyses. Available prototypes include:

Combined-Hazard Risk Metrics Calculation

Community Risk Adjusted Expected Annual Loss

Expected Annual Loss Rate



Combined-Hazard Risk Metrics Calculation

The combined-hazard risk metrics fact sheet provides guidance to calculate Risk Index and Expected Annual Loss (EAL) metrics for selected subsets of the 18 hazard types included in the National Risk Index (e.g., combining Coastal Flooding and Riverine Flooding to calculate risks associated with flooding).

The methodology can be applied to November 2021 (v.1.18.1) or earlier versions of National Risk Index data.

Combined-Hazard Risk Metrics Calculation Fact Sheet



Community Risk Adjusted Expected Annual Loss

Community Risk Adjusted Expected Annual Loss (EAL) is an alternate metric for the EAL component of the National Risk Index. Provided at the state level, the dataset is designed to build upon the existing state-level EAL dataset of the National Risk Index. It uses all components of the standard National Risk Index risk equation but uses a different process to calculate proxy risk scores and ratings for each hazard type and across all hazard types (composite). Download the National Risk Index Community Risk Adjusted EAL (Prototype) dataset and documentation for more information about the alternate metric and how to calculate it.

The Community Risk Adjusted EAL dataset available includes and leverages November 2021 (v.1.18.1) National Risk Index data.

Community Risk Adjusted EAL – States (Table)


State-level Community Risk Adjusted EAL Fact Sheet

Community Risk Adjusted EAL Data Dictionary



Expected Annual Loss Rate

Expected Annual Loss (EAL) Rate is an alternate risk metric for the EAL component of the National Risk Index. It is defined as the proportion of the total value expected to be lost annually for a given community. EAL Rate can be calculated separately for building, population, and agriculture consequence types for all 18 natural hazard types included in the Index (individually and composite). Download National Risk Index EAL Rate (Prototype) datasets at the county and Census tract level, as well as documentation with more information about the alternate risk metric and how to calculate it.

The EAL Rate datasets available include and leverage November 2021 (v.1.18.1) National Risk Index data.

EAL Rate - Counties (Table)

EAL Rate - Census Tracts (Table)


EAL Rate Fact Sheet

EAL Rate Data Dictionary




To learn more about and access the latest National Risk Index, visit fema.gov/nri.